Maryland drivers will have new motivation to put down their phones while driving when a new law takes effect in October. Legislation passed earlier this month by the Maryland General Assembly gets tough on distracted driving by strengthening the state’s … Continue reading
New law will crack down on distracted driving
Posted in It's the Law, Personal Lines
Tagged distracted driving, hand-held phone, infraction
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Group Says New Maryland Law Slams Door on Rebates by Shady Contractors
Maryland Senate Bill 736 was signed into law by Gov. Martin O’Malley on May 2. The law will be enacted as Code of Maryland Insurance Article § 27-407.2. Howard Goldblatt, government affairs director at the Coalition Against Insurance Fraud, said … Continue reading
Spring Cleaning Good Time for Preventative Home Maintenance
Homeowners starting their spring cleaning projects should also give a thought to insurance too. Take the time for minor fixes now, to save homeowner insurance claims later. One of the most commonly overlooked areas during spring cleaning is behind your … Continue reading
New Rules Announced for Homeowners Using Sandy Disaster Aid to Rebuild
Homeowners and businesses using federal disaster aid to rebuild from Superstorm Sandy will have to take additional flood protection measures, top federal officials announced last week. The new standard, announced on April 4, will require that residential, commercial or infrastructure … Continue reading
Posted in Condominiums, Hospitality Businesses, It's the Law, Personal Lines
Tagged elevate homes, federal aid, flood prevention
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Who needs a Maryland boater license?
All persons born on or after July 1, 1972, are required to have a certificate of boating safety education in order to operate a motorized vessel in the state of Maryland. No one may operate a motor powered vessel that … Continue reading
Posted in Condominiums, It's the Law, Personal Lines
Tagged commercial vessel, motorized vessel
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Know What Your Insurance Covers When a Storm Strikes
By:Vivian D. Laxton, Director of Public Affairs Preparing for storms Includes home Inventory, and policy review according to The Maryland Insurance Administration. Homeowners and renters alike should review their policies to see which kinds of damage are covered and which … Continue reading
Posted in Condominiums, Personal Lines
Tagged homeowners and renters, insurance coverage, review policies
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What Is My Insurance Company Required to Cover if My Siding Is Damaged by Hail or Wind?
BY: Betsy Charlow – MD Insurance Administration The answer to this question depends upon the language of your policy. The first thing you must determine is whether your policy covers the “peril” (event) that caused the damage. Damage caused by … Continue reading
Social Media Use By Community Associations
The use of social media has many advantages and associations should consider using social media platforms as a potentially inexpensive and efficient way to communicate with members and encourage community participation. However, the decision to use social media, like any … Continue reading
Posted in Condominiums, It's the Law
Tagged community participation, insurance carrier, invasion of privacy
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National Hurricane Center Report: Sandy Was 2nd-Costliest Hurricane in U.S.
Superstorm Sandy was the deadliest hurricane in the northeastern U.S. in 40 years and the second-costliest in the nation’s history, according to a report released Tuesday, Feb. 12. The storm’s effects reached far and wide, according to the National Hurricane … Continue reading
NJ Officials Warn of Storm-Damaged Car Re-Sales
New Jersey officials are warning would-be car buyers to be careful about buying vehicles that may have been damaged by Superstorm Sandy. The state’s motor vehicle commission has seen a near 6,000 percent increase in flood-damaged and salvage vehicle titles … Continue reading
