Commercial

Insurance Management Group, Inc. insures various risks located primarily in the States of MD, DE and VA. Most of our clients are coastal properties or businesses, including Condominium and Community Associations, Retail Stores, Restaurants, Hotels/Motels and Shopping Plazas. In addition to commercial type risks, IMG, Inc. serves many of the residents and condo owners in these coastal regions with policies covering coastal homes, condo units, mobile homes, automobiles and various water craft. Naturally, our office provides flood insurance to all risks that are eligible for the National Flood Program.  Some of our products are listed below.

• Property Coverage

• Commercial General Liability Protection

• Low and Large-Limit Umbrella/Excess Liability Coverage

• Directors and Officers Liability Coverage, including  employment Practices Liability coverage, as well as third-party protection for an association’s property management firm; a developer coverage extension is also included for communities in development.

• Employee Dishonesty/Crime (Fidelity) Coverage to protect an association’s funds, including third-party coverage for community funds in the care, custody, and control of an association’s management company.

• Boiler and Machinery/Equipment Breakdown Protection

• Workers Compensation Coverage

• Business Automobile Liability Coverage for communities with service vehicles

• Flood Coverage for communities in designated flood plains

• Earthquake Coverage

• Performance and Surety Bonds 

 

For descriptions of our insurance words and their meanings, Click Here.

To go to the Personal Lines page, Click Here.